Transaction Banking Digital Transformation SME

structuring escrow models (real estate, marketplaces, project finance, M&A)

Legal documentation & regulatory alignment

Operational workflow optimization

Risk control & dispute handling frameworks

End-to-end onboarding process mapping (AS-IS / TO-BE), API-enabled onboarding

Digital KYC & AML workflow design, Digital Account Opening & Journey Redesign

Virtual IBAN structures & tagging logic

Automated reconciliation models

Customer experience (CX) optimization

Document digitization & workflow automation

Regulatory compliance alignment (e.g., SAMA standards)

BIB- Corporate Internet Banking architecture, ERP Integration

Host-to-Host (H2H) connectivity

ISO 20022 & SWIFT message formats

B2B & Supply Chain Platform Integration, Embedded finance within supply chain flows, Supply Chain Finance integration models

Digital trade enablement

Increasing fee-based income (trade & transaction fees)

Cross-sell strategy (financing + cash management)

Combining product, integration, regulatory, Risk and ecosystem expertise.

Professional experience to be 15+ years (in Saudi Market).